Personal Loans – Popular for the First Time in a Long Time!

People moan about expensive personal loans, pointing out that the gap between Bank Base Rate at 0.5% and the best loan rates at around 8% gives banks a record profit margin. But historically, loan rates are quite reasonable and are now only marginally above what they were two years ago when BBR stood at 5.5%

If you’ve overspent on your credit card this Christmas – this might be the best time to think about consolidating that debt.