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      <title>Loans Blog</title>
      <link>http://www.personalloansmadeeasy.co.uk/loans-uk-info/</link>
      <description>Your loan questions answered</description>
      <language>en</language>
      <copyright>Copyright 2008</copyright>
      <lastBuildDate>Thu, 03 Jul 2008 11:18:44 +0000</lastBuildDate>
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            <item>
         <title>Bridging Loans in Action</title>
         <description><![CDATA[The most commonly understood type of <a href="http://www.personalloansmadeeasy.co.uk/bridging-loan.php">bridging loan</a> is one that is taken to fund the purchase of a new property prior to the sale of an existing one - meaning that the temporary financial shortfall can be breached until the repayment funds are released.

But bridging loans can be used for quite a variety of other circumstances. For example, if a company sees a great opportunity to make a profit on a volume stock purchase, but is in financial difficulty, the company can arrange short-term bridging loan finance to fund the purchase of that stock. They can then repay the bridging loan once the stock has been sold and use the profit to get company finances back on track. It's simple and it works.]]></description>
         <link>http://www.personalloansmadeeasy.co.uk/loans-uk-info/bridging_loans_in_action.html</link>
         <guid>http://www.personalloansmadeeasy.co.uk/loans-uk-info/bridging_loans_in_action.html</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">Bridging Finance</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">bridging loan</category>
                  <category domain="http://www.sixapart.com/ns/types#tag">personal loan</category>
        
         <pubDate>Thu, 03 Jul 2008 11:18:44 +0000</pubDate>
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            <item>
         <title>Reasons For Taking a Personal Loan</title>
         <description><![CDATA[<img alt="holiday_loan.jpg" src="http://www.personalloansmadeeasy.co.uk/loans-uk-info/holiday_loan.jpg" width="590" height="200" />

You can apply for a <a href="http://www.personalloansmadeeasy.co.uk/index.php">personal loan</a> for pretty much anything these days - all purposes will be given due consideration by the lender so it's always worth inquiring, even if you think your reason is a little unusual.

Some typical reasons that people take out a personal loan for include funding further education, home improvement, wedding costs, holiday expenses, buying a new car and debt consolidation. There are many, many more purposes for a personal loan too.]]></description>
         <link>http://www.personalloansmadeeasy.co.uk/loans-uk-info/reasons_for_taking_a_personal.html</link>
         <guid>http://www.personalloansmadeeasy.co.uk/loans-uk-info/reasons_for_taking_a_personal.html</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">Personal Loan</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">debt consolidation</category>
                  <category domain="http://www.sixapart.com/ns/types#tag">personal loan</category>
        
         <pubDate>Tue, 01 Jul 2008 11:07:37 +0000</pubDate>
      </item>
            <item>
         <title>Pawn Industry Throbbing With Success</title>
         <description><![CDATA[<img alt="pawn_loan.jpg" src="http://www.personalloansmadeeasy.co.uk/loans-uk-info/pawn_loan.jpg" width="300" height="300" />

It's regarded as a seedy underworld by some, but more and more of us are turning to pawn as the credit crunch tightens its grip on our finances.

As the banks who once liked saying 'yes' line up to say 'no', pawnbrokers are gaining in popularity as a place to get a fast and easy <a href="http://www.personalloansmadeeasy.co.uk/secured-loan.php">secured loan</a> against property of value.]]></description>
         <link>http://www.personalloansmadeeasy.co.uk/loans-uk-info/pawn_industry_throbbing_with_s.html</link>
         <guid>http://www.personalloansmadeeasy.co.uk/loans-uk-info/pawn_industry_throbbing_with_s.html</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">Secured Loan</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">personal loan</category>
                  <category domain="http://www.sixapart.com/ns/types#tag">secured loan</category>
        
         <pubDate>Mon, 30 Jun 2008 11:31:23 +0000</pubDate>
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            <item>
         <title>Car Loans Are Easy</title>
         <description><![CDATA[<img alt="Jaguar%20XKR-S.jpg" src="http://www.personalloansmadeeasy.co.uk/loans-uk-info/Jaguar%20XKR-S.jpg" width="450" height="337" />

Getting a car loan is, thankfully, one of the types of <a href="http://www.personalloansmadeeasy.co.uk/index.php">personal loan</a> that is still relatively quick and easy to arrange. In most cases the car will act as security on the loan, just like with a mortgage, so the lender is happy with the associated reduced risk.]]></description>
         <link>http://www.personalloansmadeeasy.co.uk/loans-uk-info/car_loans_are_easy.html</link>
         <guid>http://www.personalloansmadeeasy.co.uk/loans-uk-info/car_loans_are_easy.html</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">Personal Loan</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">car loan</category>
                  <category domain="http://www.sixapart.com/ns/types#tag">personal loan</category>
        
         <pubDate>Sun, 29 Jun 2008 14:04:39 +0000</pubDate>
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         <title>Watch Out For Personal Loan Errors!</title>
         <description><![CDATA[Andile Mpambani, from Khayelitsha, is feeling hugely relieved to keep his home after his lender had issued him with a sale of property notice all because his bond installments were paid into the wrong bank account!

He was informed that his house was to be sold on Thursday at 10am, but fortunately a bank error was cleared up before he had to clear out.

The mix up happened simply because he'd been given the wrong account number for a <a href="http://www.personalloansmadeeasy.co.uk/index.php">personal loan</a> he had taken out, meaning that his payments had unknowingly been going to the wrong place!

The lesson: Type those numbers in carefully and keep track of your statements to make sure everything is going where it should be!!]]></description>
         <link>http://www.personalloansmadeeasy.co.uk/loans-uk-info/watch_out_for_personal_loan_er.html</link>
         <guid>http://www.personalloansmadeeasy.co.uk/loans-uk-info/watch_out_for_personal_loan_er.html</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">Personal Loan</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">personal loan</category>
        
         <pubDate>Thu, 26 Jun 2008 18:07:59 +0000</pubDate>
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            <item>
         <title>SECURED HOMEOWNER LOAN: WHAT YOU SHOULD KNOW</title>
         <description><![CDATA[<img alt="repossession_loan.jpg" src="http://www.personalloansmadeeasy.co.uk/loans-uk-info/repossession_loan.jpg" width="427" height="251" />

If you've got equity in your home, you can use it to get a secured loan fairly simply. Great. But hang on, what's that loan for?

If you're considering taking a <a href="http://www.personalloansmadeeasy.co.uk/secured-loan.php">secured loan</a> against your home to pay off credit card debt, then you should be mindful of some crucial facts. Your credit card debt is basically an unsecured loan - meaning there is no collateral for the lender to repossess from you if you default on the payment. If you effectively convert this debt into a secured loan, you could end up losing your home as a result of any failure to meet the agreed payments.

If you need to know what's the best kind of loan to suit your individual circumstances, you can have an informal chat with a professional advisor today by calling 0844 560 7703.]]></description>
         <link>http://www.personalloansmadeeasy.co.uk/loans-uk-info/secured_homeowner_loan_what_yo.html</link>
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                  <category domain="http://www.sixapart.com/ns/types#category">Secured Loan</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">credit card debt</category>
                  <category domain="http://www.sixapart.com/ns/types#tag">homeowner loan</category>
                  <category domain="http://www.sixapart.com/ns/types#tag">personal loan</category>
                  <category domain="http://www.sixapart.com/ns/types#tag">secured loan</category>
        
         <pubDate>Tue, 24 Jun 2008 14:31:57 +0000</pubDate>
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         <title>Why Bridging Loans Are Easy</title>
         <description><![CDATA[Bridging Loans for short-term financial obligations are easy to arrange because the loan is backed by collateral, so the background checks required are less extensive than with other kinds of personal loan.

This can make the whole process of arranging a <a href="http://www.personalloansmadeeasy.co.uk/bridging-loan.php">bridging loan</a> surprisingly quick and easy.]]></description>
         <link>http://www.personalloansmadeeasy.co.uk/loans-uk-info/why_bridging_loans_are_easy.html</link>
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                  <category domain="http://www.sixapart.com/ns/types#category">Bridging Finance</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">bridging loan</category>
                  <category domain="http://www.sixapart.com/ns/types#tag">personal loan</category>
        
         <pubDate>Sun, 22 Jun 2008 14:16:20 +0000</pubDate>
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            <item>
         <title>Secured Loan Provider Closes</title>
         <description><![CDATA[<a href="http://www.personalloansmadeeasy.co.uk/secured-loan.php">Secured loan</a> company, Endeavour Personal Finance, has said they will not be accepting any further applications for new business.

A spokesman for the parent company, HFC, said, “We have conducted a review of the business and as a proportion of our bank’s business, EPF is tiny and doesn’t fit with our distribution channels.”]]></description>
         <link>http://www.personalloansmadeeasy.co.uk/loans-uk-info/secured_loan_provider_closes.html</link>
         <guid>http://www.personalloansmadeeasy.co.uk/loans-uk-info/secured_loan_provider_closes.html</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">Secured Loan</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">personal loan</category>
                  <category domain="http://www.sixapart.com/ns/types#tag">secured loan</category>
        
         <pubDate>Fri, 20 Jun 2008 20:44:42 +0000</pubDate>
      </item>
            <item>
         <title>Study Hard, Get a Degree, Then a Huge Debt!</title>
         <description><![CDATA[<img alt="student_debt1.jpg" src="http://www.personalloansmadeeasy.co.uk/loans-uk-info/student_debt1.jpg" width="283" height="283" />

Well done on your new qualification! Now start paying for it!!

It's a sad truth that in the pursuit of the qualification that you ultimately hope will improve your income, you will inevitably incur a considerable amount of debt, these days.

Student debt can be a hugely negative factor when trying to get on with the next chapter of your life and build your new career, so it's best to take charge of the situation as early as possible and make sure you are in control.

One solution to balancing debt repayments and maintaining an affordable and, more importantly, enjoyable life can be <a href="http://www.personalloansmadeeasy.co.uk/index.php">debt consolidation</a>. A consolidation loan can help you to set in place a plan to repay your debts at a rate that suits you more comfortably if you are struggling to make ends meet. Then you can get on with your life, safe in the knowledge that your repayment plan is working for you, not the other way around.]]></description>
         <link>http://www.personalloansmadeeasy.co.uk/loans-uk-info/study_hard_get_a_degree_the_a.html</link>
         <guid>http://www.personalloansmadeeasy.co.uk/loans-uk-info/study_hard_get_a_degree_the_a.html</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">Debt Consolidation</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">consolidation loan</category>
                  <category domain="http://www.sixapart.com/ns/types#tag">debt consolidation</category>
                  <category domain="http://www.sixapart.com/ns/types#tag">student debt</category>
        
         <pubDate>Wed, 18 Jun 2008 18:21:34 +0000</pubDate>
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         <title>Debt Consolidation Can Help, Say Credit Experts</title>
         <description><![CDATA[Experian has issued the advice that borrowers who find themselves in various situations of financial difficulty should talk to the lender or a free financial advice service if they are considering a consolidation loan.

Experian said that a consolidation loan can help people with unmanageable debt, but they should be aware of the other options available.

James Jones, of Experian, commented: "<a href="http://www.personalloansmadeeasy.co.uk/consolidation-loan.php">Debt consolidation</a> is one of a range of options. I would encourage people to always speak to their lenders if they are struggling to make payments and if they feel the situation is getting out of control, they should seek advice from one of the free advice agencies, from citizens advice, or national debt line.

"They can help you to decide what the best solution for you is and can negotiate on your behalf which can be a very useful route to take."]]></description>
         <link>http://www.personalloansmadeeasy.co.uk/loans-uk-info/experian_has_issued_the_advice.html</link>
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                  <category domain="http://www.sixapart.com/ns/types#category">Debt Consolidation</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">consolidation loan</category>
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                  <category domain="http://www.sixapart.com/ns/types#tag">personal loan</category>
        
         <pubDate>Mon, 16 Jun 2008 14:47:12 +0000</pubDate>
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         <title>Bridging Loans&apos;s Diary</title>
         <description><![CDATA[<img alt="BRIDGING_LOANS_DIARY2.jpg" src="http://www.personalloansmadeeasy.co.uk/loans-uk-info/BRIDGING_LOANS_DIARY2.jpg" width="400" height="297" />

Oh my God! I ate one tiny piece of chocolate cake yesterday and I've put on about ten stone!! It's not fair, Jennie from the commercial loans department eats about seven bags of crisps a day and still looks like a rake.

I need to be thin before my date on Friday. There just isn't time! If only I could make some kind of deal to get the body I want instantly and then do the exercise afterwards to pay for it... a bit like a <a href="http://www.personalloansmadeeasy.co.uk/bridging-loan.php">bridging loan</a> for fatties!]]></description>
         <link>http://www.personalloansmadeeasy.co.uk/loans-uk-info/bridging_loanss_diary_1.html</link>
         <guid>http://www.personalloansmadeeasy.co.uk/loans-uk-info/bridging_loanss_diary_1.html</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">Bridging Finance</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">bridging loan</category>
                  <category domain="http://www.sixapart.com/ns/types#tag">commercial loan</category>
                  <category domain="http://www.sixapart.com/ns/types#tag">personal loan</category>
        
         <pubDate>Sun, 15 Jun 2008 14:35:57 +0000</pubDate>
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         <title>Debt Consolidation - What to Look Out For</title>
         <description><![CDATA[<a href="http://www.personalloansmadeeasy.co.uk/consolidation-loan.php">Debt consolidation</a>, or loan consolidation as it is sometimes called, is a great lifeline for those drowning in multiple debt repayments.

However, what they don't shout about on the smiley TV adverts is exactly how these loans work. Yes, you will enjoy the luxury of lower monthly repayments, freeing up some cash to enjoy life again. But you will repay more in the longer term as the life of your debt is extended to allow the lower monthly repayments.

There's nothing sinister about this - it's just worth making sure you understand completely the terms of the consolidation loan you are agreeing to before it's too late.

As with any loan, check carefully and always seek professional advice to get the best deal for you.]]></description>
         <link>http://www.personalloansmadeeasy.co.uk/loans-uk-info/debt_consolidation_what_to_loo_1.html</link>
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                  <category domain="http://www.sixapart.com/ns/types#category">Debt Consolidation</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">consolidation loan</category>
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         <pubDate>Fri, 13 Jun 2008 14:27:07 +0000</pubDate>
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         <title>Secured Loan a Lifeline, Says Transact</title>
         <description><![CDATA[According to Transact - the national forum for financial inclusion, an increasing number of people are struggling to make ends meet. They say that a <a href="http://www.personalloansmadeeasy.co.uk/secured-loan.php">secured loan</a> can be a valuable source of funds to overcome this growing problem.

Jamie Elliot, of Transact, said: "People have been proactively encouraged to take out a huge level of debt at a time when credit was relatively cheap. But now, money is much more expensive and people are coming off fixed-rates... A large number of people are already very stretched.”]]></description>
         <link>http://www.personalloansmadeeasy.co.uk/loans-uk-info/secured_loan_a_lifeline_says_t.html</link>
         <guid>http://www.personalloansmadeeasy.co.uk/loans-uk-info/secured_loan_a_lifeline_says_t.html</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">Secured Loan</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">personal loan</category>
                  <category domain="http://www.sixapart.com/ns/types#tag">secured loan</category>
        
         <pubDate>Thu, 12 Jun 2008 14:21:21 +0000</pubDate>
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         <title>Secured Loan For DIY Makes Perfect Sense</title>
         <description><![CDATA[When you take out a <a href="http://www.personalloansmadeeasy.co.uk/secured-loan.php">secured loan</a> against your home, you want to know that the value in your home will continue to cover the amount you owe.

Better still, you hope it will become worth more than the amount you owe.

So, if the loan is for home improvements, then you should be adding value to that home - as well as adding peace of mind in the knowledge that your home equity is growing beyond the value your loan repayments.]]></description>
         <link>http://www.personalloansmadeeasy.co.uk/loans-uk-info/secured_loan_for_diy_makes_per.html</link>
         <guid>http://www.personalloansmadeeasy.co.uk/loans-uk-info/secured_loan_for_diy_makes_per.html</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">Secured Loan</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">personal loan</category>
                  <category domain="http://www.sixapart.com/ns/types#tag">secured loan</category>
        
         <pubDate>Tue, 10 Jun 2008 09:25:45 +0000</pubDate>
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            <item>
         <title>HOW TO AVOID AND REDUCE DEBT</title>
         <description><![CDATA[<img alt="reduce_debt.jpg" src="http://www.personalloansmadeeasy.co.uk/loans-uk-info/reduce_debt.jpg" width="100" height="96" />

<strong>Ways to avoid running up debt:</strong>

1. Try to maintain a lifestyle that does not exceed your income. Review your household budget closely, and clamp down on non-essential spending. This can actually be a satisfying achievement if you view it as a challenge, not to mention the health benefits of a few less nights out etc.

2. Pay off the balances that carry the highest rate first.

3. Do not take out cash advances on credit cards.

4. Cut out non-essential credit card spending. If you can't afford a holiday without reaching for the plastic, just do without for this year. You could spend time freshening up your home instead - adding value to your investment instead of running up more debt.

There's nothing here that isn't pretty obvious, but are you REALLY doing all of these things? You'd be surprised how many people say they know all this stuff, but bury their heads in the sand when it comes to actually practicing it. <a href="http://www.personalloansmadeeasy.co.uk/consolidation-loan.php">Debt consolidation</a> is increasing and it can be a good solution for those who really need it, but it's better to avoid getting into that situation in the first place, if you can.

]]></description>
         <link>http://www.personalloansmadeeasy.co.uk/loans-uk-info/how_to_avoid_and_reduce_debt_1.html</link>
         <guid>http://www.personalloansmadeeasy.co.uk/loans-uk-info/how_to_avoid_and_reduce_debt_1.html</guid>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">debt consolidation</category>
                  <category domain="http://www.sixapart.com/ns/types#tag">personal loan</category>
        
         <pubDate>Mon, 09 Jun 2008 20:11:10 +0000</pubDate>
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