Remember when money used to be all kind of papery and 'money-looking'? Now it's all plasticy and toy-like.
Some schools of thought reckon that this is why so many of us fall foul of the credit-trap; because we are using less and less physical bank notes and coins at the till these days, the outgoing doesn't register as easily in our minds. Even though we all know we're spending our own hard-earned cash, it somehow seems to have less psychological impact on the 'treasurer' part of the brain - so it's almost confused as being 'free money' (when we all know there's no such thing).
If you think you're on the beginnings of this slippery slope, why not try banning yourself from the cards for a while - indulge in the nostalgia of withdrawing some cash from one of those quaint machines and paying with REAL money. You might be surprised to notice what you're actually spending when the money passes physically through your hands...
If you're already too far in to the credit card debt trap, then it's not too late to do something about it. Take control again, and get one over on the credit companies by getting some expert loan advice to help you become debt-free. A popular solution is to take out a debt consolidation loan, but there are other options which a debt advisor can assist you with, tailored to your individual circumstances.
