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Consolidation on the Cards…
Remember when money used to be all kind of papery and ‘money-looking’? Now it’s all plasticy and toy-like.
Some schools of thought reckon that this is why so many of us fall foul of the credit-trap; because we are using less and less physical bank notes and coins at the till these days, the outgoing doesn’t register as easily in our minds. Even though we all know we’re spending our own hard-earned cash, it somehow seems to have less psychological impact on the ‘treasurer’ part of the brain – so it’s almost confused as being ‘free money’ (when we all know there’s no such thing).
If you think you’re on the beginnings of this slippery slope, why not try banning yourself from the cards for a while – indulge in the nostalgia of withdrawing some cash from one of those quaint machines and paying with REAL money. You might be surprised to notice what you’re actually spending when the money passes physically through your hands…
If you’re already too far in to the credit card debt trap, then it’s not too late to do something about it. Take control again, and get one over on the credit companies by getting some expert loan advice to help you become debt-free. A popular solution is to take out a debt consolidation loan, but there are other options which a debt advisor can assist you with, tailored to your individual circumstances.
February 29, 2008 at 2:00 pm | Debt Consolidation | No comment
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Annoying Loans Advert Banned
Unless you’re lucky enough to have been holidaying under a rock for a number of years, you’ll have seen the hilariously patronising TV ads for ‘picture loans’. You know, the one where the occasionally Geordie woman cheerily multi-tasks between household chores and a joyously easy phone call to borrow mountains of cash. Or the one where the bloke toes a footy around the lounge whilst giddily borrowing £25,000 (regularly voted most irritating ad on TV).
They were ordered by regulators to scrap the ad, as it was mis-representing the seriousness involved in taking out such a hefty personal loan.
The regulators’ point is a fair one, although anyone watching who would have been persuaded to lend by the scenario is probably beyond the help of the Ad Standards Authority anyway! It would have been more commendable if they’d banned it simply for annoying people…
Borrowing money requires very serious consideration indeed, and the best way to be sure of getting the full advice and the best loan arrangement for your individual needs is to talk to a loans expert before making any agreement.
February 27, 2008 at 1:47 pm | Loans General Info | No comment
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Stop, Consolidate and Listen!
Remember the aloof, complex musical genius that was Vanilla Ice?
Well, he consolidated all of his musical potential into one easily manageable song (Ice Ice Baby) rather than having loads of different bits of talent floating about all over the place.
You can do the same with your debts by taking out a consolidation loan – and YOU won’t have to make a fool of yourself doing it. Merge all your debts into one easy payment and take some of the stress out of life. Talk to a loans expert today.
February 26, 2008 at 11:50 am | Debt Consolidation | No comment
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Secured Loans More Popular
An increasing number of people in the UK are choosing secured loans, due to the increasingly attractive interest rates being offered by providers.
MoneyExpert.com reported an 85 per cent increase in demand for secured loans in the 3 months ending January 2008.
February 24, 2008 at 7:20 pm | Secured Loan | No comment
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Secured Loans Save Money
A secured loan (a loan secured against the value of your home) can save you huge payments in interest, according to a recent independent study.
MoneyExpert.com says that the average rate for an unsecured loan of £15,000 is 8.44 per cent, compared with a secured loan of £15,000 which has an average rate of just 5.9 per cent. That difference adds up! Ask a loans expert if you want further advice.
February 22, 2008 at 8:20 pm | Secured Loan | No comment
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